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La condotta dell'assicurato può incidere sulla risarcibilità del danno subito. Pertanto esistono regole volte ad escludere o limitare la risarcibilità dei danni al ricorrere di determinati comportamenti dell'assicurato. Non sono indennizzabili i dannid erivanti dal dolo dell'assicurato, del contraente, dei familiari/conviventi. Parimenti in materia di assicurazione